Credit Reporting Agencies

"                You have the right to prohibit the use of information in your file with any credit-reporting agency in connection with any transaction you did not initiate by notifying the agencies above.

"                Information from Equifax about the Fair Credit Reporting Act.

"                Information from Experian about the Fair Credit Reporting Act.

"                Information from TransUnion about the Fair Credit Reporting Act.

"                Information from AnnualCreditReport.com. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

         AnnualCreditReport.com is the official site to help consumers to obtain their free credit report. By phone, call 1-877-FactAct (322-8228). By mail: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

"                Federal Trade Commission information on the Fair Credit Reporting Act.

"                The Fair Credit Reporting Act, As amended, Public Law 107-56 (October 26, 2001)  [PDF 91K]

This information is provided as a courtesy but changes may occur before they are reflected on this page. If in doubt, search for the information directly on the Web. Report any errors to: jschaefer@ric.edu Created 27 April 2002. Last updated 2006 Sep 28 16:22